Commercial banks in Ghana saw their stock of non-performing loans fall to GH¢19.9 billion at the end of June 2026. This figure represents a decline from the GH¢20.7 billion in bad debt recorded by the banking sector in June 2025.
New data released by the Bank of Ghana shows that the industry non-performing loan ratio improved alongside the reduction in bad debt stock. The ratio dropped to 16.1% in June 2026, down from 23.1% recorded in June 2025.
When adjusted for loans in the fully provisioned loss category, the non-performing loan ratio saw a similar drop. That adjusted figure fell from 8.5% in
Isaac Nana Yaw Annor, popularly known as King Bygone, is a Ghanaian blogger, publicist and digital publisher, and the editor of Accra Posts. He started out with an entertainment blog, wrote more than 389 articles for Opera News, and worked alongside broadcaster Abeiku Santana on media and publicity from 2016 to 2024. He founded The Gospel Post, We Post Weddings, Nsemwokrom, AfroYard and Culture Gossip, and is a certified software engineer (ALX Africa). Avance Media named him among the Top 50 Ghanaian Bloggers in 2022, 2023 and 2024.
